Documents

A loan pre-application is the first step in the process. It’s not a full application—it’s just a quick way for us to understand your situation, the amount you need, and your ability to qualify. By filling it out:

• We can save you time by seeing right away if you’re a good fit before requesting full documents.
   
• You’ll know upfront what loan programs and terms may be available to you.
   
• It helps us guide you toward the right solution without affecting your credit at this stage.

Personal Identification

• Government-issued photo ID (driver’s license, passport, or state ID)
• Social Security card (if requested)

Income Verification

• Recent pay stubs (last 1–2 months)
• W-2 forms (last 2 years)
• Tax returns (last 2 years, if self-employed
• Proof of other income (bonuses, alimony, rental income, etc.)

Employment Verification

• Employer contact information
• Employment verification letter (if required)

Assets

• Recent bank statements (last 2–3 months)
• Retirement or investment account statements

Debts & Obligations

• Mortgage or rent statement
• Loan statements (auto, student, personal)
• Credit card statements
   

Property Information (if buying or refinancing a home)

• Purchase contract or sales agreement
• Homeowner’s insurance details
• Recent property tax bill